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Supportive Living: An Affordable Alternative To Nursing Homes

by The Editor
February 25, 2021
in Veteran Supports
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It’s no secret that, as we get older, many of us need to consider if our living arrangements will need to change to keep us financially afloat. Unwilling to rely on our children as caretakers, we begin to think about where we can spend our golden years without becoming a burden of sorts to our loved ones. Eventually, for many of us, we begin to think about whether we’ll need to sell our homes and move into a community facility specifically designed for older residents.

What Supportive Living Payment Options Can Mean To Residents

If you have begun to think about the possibility of moving into a community facility, chances are you have already started considering which model type makes the most sense for you financially. You may have found yourself wondering if a nursing home facility may offer the best and most affordable option based on your finances. While it’s true that a nursing home can prove a low-cost choice for seniors, it’s important to remember that it’s not the only affordable community housing model. For many prospective residents hoping to carefully maintain their financial stability, one choice proves the most salient: supportive living campuses.

While many prospective residents assume that only nursing homes offer affordable housing circumstances, this simply isn’t the case. Supportive living facilities offer a wide range of payment options to ensure that as many eligible residents as possible have access to this type of group campus. For guests considering supportive living, payment can come in three important forms for optimal affordability and convenience.

As one possible financing option, residents at supported facilities are given the option to pay for their stay through their savings and private funds if that is their choice. Additionally, many prospective guests can opt to include long-term care insurance or veterans benefits to finance their stay at these facilities. However, for many mature individuals looking to get into supportive living facilities, there is one option that often offers the ultimate peace of mind: tapping into the Medicaid benefits to help defray the overall financial cost of these community campuses.

Benefit Of Choosing Supportive Living Over Elderly Care Facilities

Once prospective residents understand that they do have affordable care options for their golden years, the choice becomes streamlined and straightforward. Supported community homes offer an extensive range of amenities, features and benefits that elderly care facilities simply can’t compete with. This can prove a major deciding factor for individuals looking to enjoy a lifestyle surrounded by professional and peer support, without having to give up their independence and current freedoms. These amenities can include such critical lifestyle features such as carefully prepared nutritious meals, a wide range of onsite social activities, and access to doctors and other specialists as needed.

Most importantly, being able to afford a supported community lifestyle means that you’ll enjoy as many freedoms as possible, without having to rely on your children and other family members to take care of you, making this an ideal option for older residents of every financial background and lifestyle need.

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Source by Chris A. Harmen

Tags: AffordableAlternativehomesLivingNursingSupportive
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